Frequently Ask Questions (FAQs) When Injured in a Massachusetts Car Accident

What Should You Do After a Car Accident in Massachusetts?

After a multi-vehicle accident such as a Distracted Driving Accident, Speeding Accident, Driving Under the Influence (DUI) Accident, Rear-End Collision, T-Bone Accident, or other collision caused by negligence or human error, take the following steps:

  • Immediately move to a safe location before taking any other action.
  • Report the accident to police as soon as possible. 
  • Get medical attention, even if you do not have obvious injuries.
  • Avoid admitting fault for your part in the accident or accusing others. 
  • Refrain from providing a statement to any insurance company, including your own, before speaking to a Car Crash Attorney.
  • Exchange identification and contact information with all parties involved, including any witnesses to the accident.
  • Record key crash details as soon as possible, preferably in photo and video form. Document the scene, all vehicles, and any skid marks.
  • Reach out to Car Crash Law Firm Rightful Legal for representation. Massachusetts Car Accident Lawyer Tracy Paulsen is here to guide you through this challenging time.

What Should You Do if You Are in a Hit and Run Accident in Massachusetts?

  • Call 911 immediately to report the accident and request medical help if needed.
  • Seek medical attention right away, even if your injuries seem minor.
  • If you are physically able, document the scene of the hit and run accident by taking photos of your vehicle, injuries, and any debris or damage.
  • Gather witness information of anyone who saw the hit and run accident take place.
  • Report the hit and run accident to your insurance company within the time specified in your policy. Your policy may cover situations in which you are hit by an unknown driver or a driver who is not insured.
  • Do not admit fault or make detailed statements to your insurance company without legal advice.
  • Contact a Hit and Run Lawyer experienced in car accidents to protect your rights and explore compensation options.

What Should You Do if You Are in a Single-Vehicle Accident in Massachusetts?

Single-Vehicle Accidents can occur due to inclement weather, road conditions, the presence of wildlife, vehicle defects, or numerous other causes. If involved in a collision with an object and not other vehicle, you should take the following steps:

  • Call 911 to report the single-vehicle accident and check for injuries.
  • Get medical attention right away, even for minor symptoms.
  • Take photos of the scene, your vehicle, and any damage. Document road conditions, construction, and any other hazards that may have caused the crash.
  • Look for any witnesses and obtain their contact information.
  • Report the accident to your insurance company promptly, but avoid admitting fault or giving a statement before speaking to an attorney.
  • Contact a Single-Vehicle Accident Lawyer to discuss your rights and potential claims, especially if road conditions, other hazards, or vehicle defects played a role in the crash.

Why Should You Hire a Lawyer After a Car Accident?

Most car accident victims can benefit from hiring a Car Accident Lawyer. A personal injury lawyer explains your legal rights after an accident and offers practical advice.

A Motor Vehicle Accident Attorney also handles insurance companies and takes care of all the paperwork after a crash. With legal representation, victims usually receive fairer compensation.

It’s smart to speak with a lawyer soon after any car accident. The other driver’s insurer will act quickly to limit what they pay. You should act quickly to protect yourself, too.

Should You Notify Your Insurance Company of a Car Accident?

Yes, you should still report the wreck to your insurance provider, even if it was the other person’s fault.

Your insurance may help cover costs while your claim is being reviewed.

Remember, you should talk to a Car Accident Attorney before giving statements or signing anything with your insurance company.

How Long Do You Have to Notify Your Insurance Company of a Car Accident?

Your insurance policy should specify how long you have to report a car accident to your insurance company. Check your policy to make sure that you report the accident as required. Failing to report your car accident as required by your insurance will likely allow your insurer to deny you coverage for your claims related to the crash.

How Do Insurers Settle Car Accident Claims?

  • Insurance claims usually start with a demand letter followed by negotiations.
  • Insurers aim to settle for as little as possible to protect their profits and shareholders.
  • The first offer from the insurance company is often too low to cover your full needs.
  • Be ready to negotiate, and don’t assume the adjuster is on your side, even if they are polite.
  • If settlement talks break down, you may need to file a lawsuit to seek fair compensation.

Do You Have to Accept a Settlement from an Insurance Company after a Car Crash?

No. You do not have to accept an insurance settlement, and you should not accept one before speaking with a Car Crash Lawyer. Be especially careful about accepting an insurer company’s first settlement offer. It is likely too low to cover all of your injuries and other damages. 

If you do not accept a settlement offer from the insurance company, be aware that you may need to file a lawsuit in court to recover compensation.

Should You Keep Notes on Your Communications with Insurance Companies after a Car Accident?

Yes. The claims process following a car crash may be long and confusing. You should keep a record of all the insurance agents and other representatives you have contacted regarding the accident. Keep a log of the date, time, and key details of each conversation.

What Should You Do if Your Lyft or Uber is in a Car Accident?

If you’re in a rideshare accident—as a passenger or in another vehicle—you should typically seek compensation from the at-fault driver’s insurance.

If the rideshare driver is at fault, things can get more complex. Most personal insurance policies don’t cover accidents during commercial use.

However, companies like Uber and Lyft offer liability insurance for their drivers. This provides limited coverage for injuries and damage.

Coverage depends on what the driver was doing, whether waiting for a passenger, picking up, or transporting a passenger. The driver’s personal insurance must usually deny the claim first before rideshare liability coverage will pay a claim.

What If You Were Partially to Blame for a Car Accident?

It’s common to feel responsible after a car accident, even if it wasn’t entirely your fault. While your emotions are valid, it’s important to note that you may still be entitled to compensation if someone else’s negligence also contributed to your injuries.

Under Massachusetts comparative fault laws, an injured person can receive compensation as long as they are not more responsible for the accident than the other party involved. For example, if both the injured individual and the other driver are found equally at fault, the injured person can still recover damages. However, the compensation will be reduced by their share of the blame. So if a judge or jury determines that you were 40% at fault for the accident (meaning the other party was only 60% at fault), your total compensation would be reduced by 40%.

Massachusetts comparative fault law means that you should not give up on pursuing a car accident claim, even if you believe you may have played a role in the crash. A skilled Massachusetts Motor Vehicle Accident Attorney like Tracy Paulsen of Rightful Legal can help build a case that proves the other party’s negligence and ensures you recover the maximum compensation possible under the circumstances.

Can You Bring a Car Accident Lawsuit if You Were Not Wearing Your Seatbelt?

Yes. While you should always wear your seatbelt to prevent and minimize injuries, failing to do so does not prevent you from bringing a lawsuit after a car accident.

What Does it Mean for Your Car to Be Totaled?

A car is considered “totaled” when the cost to repair the damage it sustained in an accident exceeds its actual cash value. Instead of paying for repairs, your insurance company will typically issue a payout for the car’s current market value. Your vehicle is then marked as a total loss and not repaired. Unfortunately, the current market value of your car is not always enough to cover the cost of a replacement.

How Long After a Car Accident Can You File a Lawsuit?

In Massachusetts, there is a strict three-year deadline to file a personal injury claim, including for injuries from a car accident. This three-years begins to run out the date your injury is discovered, which is usually the day of your car accident.

Waiting to take action can cost you your entire truck accident case. If you’ve been injured in a collision or other motor vehicle accident, you should act quickly.

What Damages Can You Get for a Car Accident Injury?

Each case is unique, and damages vary according to the circumstances of your accident and injuries. An experienced Motor Vehicle Accident Injury Attorney can assist you with calculating your damages and proving them to the insurance company or even in court.

Potential damages Car Accident Law Firm Rightful Legal can help you recover include the following:

  • Past and future medical bills
  • Past and future loss of income
  • Compensation for any disfigurement
  • Compensation for your pain and suffering
  • Compensation for any permanent physical disability
  • Compensation for any permanent mental disability
  • Compensation for emotional distress
  • Compensation for any loss of ability to enjoy life or intimate relationships

Contact Rightful Legal Now

Our passionate team is here to assess your motor vehicle accident case, collect all of the necessary evidence for your claim, deal with all insurance companies, estimate your damages, navigate the court system if necessary, handle all case filings, and negotiate fair settlements, and, if necessary. It is crucial that you do not wait to reach out to us. You must act quickly to protect your car crash injury claim.

Call 617-821-5856 or contact our Massachusetts Motor Vehicle Accident Attorneys at Rightful Legal immediately online. Attorney Paulsen is here and ready to help you obtain the compensation and justice you deserve after being injured in a car crash.

This article was reviewed by Tracy Paulsen, a Massachusetts Motor Vehicle Accident Lawyer experienced in handling personal injury cases involving car, motorcycle, trucking, and bicycle accidents. She is the Managing Attorney at Rightful Legal. 

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